Maximize Every Đồng of Cashback
Cash Smartify tells you exactly which credit card to use for every purchase — so you never leave money on the table.
Everything you need to earn more
Cashback Calculator
Enter your monthly spending and instantly see the best card for each category — groceries, dining, fuel, online shopping and more.
Smart Expense Planner
Planning a big purchase? Map out the entire year and find which card to use each month to hit the highest cashback tiers.
Card Comparison
Compare cards side by side with real promotion data updated from Vietnamese banks. Know exactly how much more you'd earn.
Merchant Directory
Browse merchants by category to find which cards offer the best cashback at your favorite stores and restaurants.
My Cards Dashboard
Manage all your credit cards in one place. Track spending limits, due dates, and maximize rewards across your portfolio.
Trusted by smart spenders
Up and running in 3 steps
Add your cards
Tell us which cards you hold. No card numbers, no CVVs — just the bank and card type.
Enter your spending
Input your typical monthly expenses by category. Takes under a minute.
Get your optimal plan
Cash Smartify shows you which card to use for each purchase and calculates your total cashback.
Start earning more today
Join thousands of Vietnamese cardholders who are already maximizing their cashback.
Create Free Account